Finance Tracker

Free Personal Finance Tracker — Private, Ad-Free & Yours

Track spending, income, and accounts across all your bank cards and wallets. No subscriptions. No cloud. No nonsense.

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What you get

Everything you need. Nothing you don't.

Spending Tracker

Log every rupee in and out. Categorise automatically on import, or choose manually when adding.

Analytics & Charts

Monthly trends, year-over-year comparison, full-year breakdowns, and per-category pie charts.

Payment Method Tracking

Tag each transaction with Cash, Credit Card or UPI — see how you spend across methods, all in one place.

Import from Money Manager

Upload your existing Excel export. Duplicate detection ensures you never import the same entry twice.

Category Insights

Colour-coded categories with donut charts split by income and expense so you see where money goes.

Works on Any Device

Responsive mobile-first design. Install as a native-feeling app on iPhone or Android — no App Store required.

Why Finance Tracker

What we do. What we'll never do.

We built this for ourselves, not for investors. That changes everything.

Finance Tracker
Zero ads. Zero. Ever.
We never sell or share your financial data
We never read your SMS or ask for bank credentials
Free to use — no subscription or hidden charges
Delete your account → all your data is gone. Immediately. Permanently.
Sign up with just an email — no real name, phone number, or verification required
Import & export anytime — your data is always portable
Install on iPhone or Android — no App Store needed
Other Finance Apps
Ads, promoted content, upsells
Sell your spending habits to advertisers and data brokers
Request SMS permission to silently read your bank & OTP messages
$9–20/month for features that should be free
"Deleting" your account doesn't delete your data
Require your full name, phone number, and email to sign up
Lock you in — exporting your own data is painful or impossible
50 MB App Store download required
Zero permissions

Finance Tracker never asks for access to anything on your phone.

Unlike most apps, we don't request any device permissions — ever.

❌ SMS & Messages
We never request SMS permission or read your bank alerts, OTPs, or messages.
❌ Location
We have no idea where you are and don't want to know.
❌ Camera
No camera access. Not requested, not possible.
❌ Contacts
Your address book is none of our business.
❌ Microphone
No audio access of any kind.
❌ Bank credentials
No account linking. No open banking. You enter data yourself.
Install in seconds

Add to your phone — no App Store needed

Finance Tracker is a Progressive Web App (PWA). That means you install it directly from your browser — no 50 MB download, no App Store account, no waiting for review. It behaves exactly like a native app once installed.

🤖
Android
Chrome browser
1
Open this app in Chrome on your Android phone.
2
Tap the ⋮ menu (three dots, top-right corner).
3
Tap "Add to Home Screen" or look for the install prompt at the bottom of the screen.
4
Tap Add. Finance Tracker Appears on your home screen instantly — no app store, no waiting.
Chrome may also show a pop-up banner at the bottom asking to install — just tap it!
🍎
iPhone / iPad
Safari browser
1
Open this app in Safari on your iPhone or iPad. (Must be Safari — not Chrome.)
2
Tap the Share button ⎙ at the bottom of the screen.
3
Scroll down and tap "Add to Home Screen".
4
Tap Add in the top-right. The Finance Tracker icon appears on your home screen — opens full-screen like any app.
No App Store. No Apple ID needed. No storage wasted on a 50 MB download.
Instant install
Done in under 10 seconds
< 1 MB
Tiny — uses almost no storage
Feels native
Full-screen, no browser bar
Auto updates
Always latest — no manual update

Ready to take control of your finances?

Private by design. No permissions. Install on your phone in 30 seconds.

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